[ SMART INSURANCE ]
WE LIVE, BREATHE
HOME INSURANCE
Founded in 2012, We have a specialist team which only concentrate on buildings insurance,
We promise to beat our competitors on all angles.
Create your perfect policy
SERVICES
- Choose our Gold, Silver or Bronze cover
- Select optional add-ons including Accidental Damage
- Change or cancel your policy any time, without paying fees
- Pay no more than a new customer when it's time to renew
Accidental damage - contents
Add extra cover for accidents that damage your contents, such as red wine on your sofa or a broken glass coffee table. Accidental damage is caused by a sudden, unforeseen and unintentional event.
Bicycle cover
Add up to £15,000 of cover for your bikes while at home or out and about (up to a maximum of £5,000 per bike). We cover against loss, damage or theft. Excludes electric bikes and mopeds.
Student cover
Up to £5,000 of contents cover for your family while they're studying and living away from your home.
Gadget cover
Expensive to buy, easy to drop. Add an additional £10,000 of cover for your gadgets (max £2,500 per item). Items (including mobile phones) worth more than £200 will need to be named on your policy.
Personal cyber cover
With personal cyber cover we can offer you up to £10,000 of protection against cyber crimes, online liability actions and damage to your home computer – including professional system restoration and virus removal.
Personal possessions cover
Cover for your possessions when you take them away from home, anywhere in the world - from losing your watch in the sea, to leaving musical instruments on the bus.
Accidental damage - buildings
Extend your Buildings Insurance to cover slips like breaking a window or cutting through a cable. Accidental damage is caused by a sudden, unforeseen and unintentional event.
Home emergency cover
In the event of a home emergency, we'll arrange for a tradesperson to make things safe with a temporary repair. Our helpline is open 24 hours a day so you can speak to an advisor whenever you need assistance.
Legal expenses cover
Get access to a 24-hour legal helpline, plus up to £100,000 of cover to help with legal issues, like employment contract and boundary disputes.
Home emergency & boiler cover
Up to £1,500 of home emergency cover and an annual service for one oil, gas or LPG boiler. Plus, if this boiler is beyond economical repair, we will contribute to the cost of replacing it depending on the age of the boiler. This add-on covers the one main boiler in your property.
Accidental damage - contents
Add extra cover for accidents that damage your contents, such as red wine on your sofa or a broken glass coffee table. Accidental damage is caused by a sudden, unforeseen and unintentional event.
Bicycle cover
Add up to £15,000 of cover for your bikes while at home or out and about (up to a maximum of £5,000 per bike). We cover against loss, damage or theft. Excludes electric bikes and mopeds.
Student cover
Up to £5,000 of contents cover for your family while they're studying and living away from your home.
Gadget cover
Expensive to buy, easy to drop. Add an additional £10,000 of cover for your gadgets (max £2,500 per item). Items (including mobile phones) worth more than £200 will need to be named on your policy.
Personal cyber cover
With personal cyber cover we can offer you up to £10,000 of protection against cyber crimes, online liability actions and damage to your home computer – including professional system restoration and virus removal.
Personal possessions cover
Cover for your possessions when you take them away from home, anywhere in the world - from losing your watch in the sea, to leaving musical instruments on the bus.
Accidental damage - buildings
Extend your Buildings Insurance to cover slips like breaking a window or cutting through a cable. Accidental damage is caused by a sudden, unforeseen and unintentional event.
Home emergency cover
In the event of a home emergency, we'll arrange for a tradesperson to make things safe with a temporary repair. Our helpline is open 24 hours a day so you can speak to an advisor whenever you need assistance.
Legal expenses cover
Get access to a 24-hour legal helpline, plus up to £100,000 of cover to help with legal issues, like employment contract and boundary disputes.
Home emergency & boiler cover
Up to £1,500 of home emergency cover and an annual service for one oil, gas or LPG boiler. Plus, if this boiler is beyond economical repair, we will contribute to the cost of replacing it depending on the age of the boiler. This add-on covers the one main boiler in your property.
Unique homes and contents need unique cover
SERVICES
- We also offer Specialist Insurance for homes built before 1800 or with seven or more bedrooms.
- Cover for listed properties, second homes or unusual constructions.
- Protection for high-value art, antiques and more.
Or speak with one of our underwriting experts on 0800 916 6880.
[ ABOUT US ]
We Insure what our competitors cannot
SERVICES
Founded in 2005, Sparch is specializing providing innovative and services such as website design, brand identity and marketing visualize some functional niche markets.
Specializing providing innovative and services web such as website design, brand identity market
- Quality and designs checks deeply
- Periodic site review and timelines
- Design development and strategy
Specialising providing innovative services web such as website design, brand identity market functional niche markets. Specialising providing innovative services web such as website design, brand identity market functional niche markets.
Specializing providing innovative services web such as website design, brand identity market functional niche markets.
- Quality and designs checks deeply
- Periodic site review and timelines
- Design development and strategy
[PORTFOLIO]
OUR PROJECTS
PROJECT
- All Works
- Architecture
- Building
- Decor
- Furniture
- Interior
3.5
M
PROJECTS
INSURED
10
YEARS OF
EXPERIENCED
4
M
HAPPY
CLIENTS
15
EUROPE
AWARDS
[ our skills ]
EXPERTISE AREA
SERVICES
